Being involved in a motor vehicle accident can be overwhelming, especially if you’re injured. Your actions right after the accident can make a significant difference in the outcome of your case, especially if you plan to file a personal injury claim.
Check for injuries and call 911
The first thing you should do is check yourself and others for injuries. If anyone is injured, call 911 immediately. Tennessee law requires you to report accidents that result in injury, death, or significant property damage to law enforcement. A police officer will document the scene, which can help support your case later.
Exchange information and gather evidence
Next, exchange contact and insurance details with the other driver(s). Make sure to get the names, phone numbers, addresses, and driver’s license numbers of everyone involved. Take photos of the scene, including vehicle damage, skid marks, and any visible injuries. If there are witnesses, ask for their contact information as well.
Seek medical attention right away
Even if you feel okay, it’s essential to seek medical attention. Some injuries, like whiplash or concussions, might not show immediate symptoms. Tennessee law allows you to file a claim for damages caused by injuries sustained in an accident, but failing to get prompt medical care could weaken your case.
Inform your insurance company
Inform your insurance company about the accident as soon as possible. Tennessee is an at-fault state, meaning the driver who caused the accident is typically responsible for covering the damages. When you report the accident, provide the facts without admitting fault. Your insurer will guide you on how to proceed with filing your claim.
Keep detailed records
From medical bills to car repairs, keeping detailed records of your expenses will be vital in a personal injury case. You’ll want to track any losses, such as missed work or ongoing medical treatments, as this information will support your compensation claim.
Taking the right steps after an accident can protect your well-being and your ability to get the compensation you deserve.